The points a private lender actually checks on a flip, refi, cash-out, or rental — before your file ever reaches a decision. Package for the yes. Know the no in days, not weeks.
Send the checklist →A deal rarely dies from a bad property. It dies from a sloppy file — a lender who can’t find the answer fast assumes the worst and passes, or sits on it. The slow maybe is the most expensive outcome in this business, because it ties up your deal while a better-packaged borrower closes ahead of you.
What a lender looks at before they ever open the property file.
Scope, ARV, and the LTC/ARV leverage math that sizes every private loan.
What a long-term hold has to clear before the question even gets asked.
The one every file answers on page one — flip sale or refinance take-out.
What turns a maybe into a yes, and exactly what stalls a file.
Why a fast no is a gift, not a loss — and how to package for it.
Built for anyone packaging business-purpose deals — flips, refinances, cash-out refinances, long-term holds — who is done with polite stalls and wants a straight yes or no in days. Not owner-occupied. Not consumer. Investor debt only.
Iron Rock and Alex Buriak. The operator who originated, underwrote, and built private lending from the inside — more than a decade of it — before building the AI that now runs all three seats of a deal. This checklist is the front edge of the same method, handed to you free.
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Send the checklist →Iron Rock Consulting provides consulting and deal packaging for business-purpose investor transactions only — no owner-occupied, consumer, or personal-use loans. This is not an offer to lend, a commitment to lend, or financial advice. All points, fees, and compensation are disclosed on every transaction. Iron Rock does not deal in securities or raise investor equity. [Counsel to confirm final wording.]